Indiana Fertility Institute (IFI) has been one of the most established fertility centers in the Indianapolis metro area for more than three decades. Located in Carmel — the fast-growing suburb north of Indianapolis consistently ranked among the best places to live in the Midwest — IFI draws patients from across central Indiana and beyond. The practice traces its roots to 1985, when its founder performed Indiana's first successful IVF procedures, a claim to history that few regional competitors can match. Today, IFI operates as part of the Prelude Network, the largest fertility network in North America, while maintaining the feel of a physician-led practice focused on individualized care.
Physicians and Clinical Team
Indiana Fertility Institute is staffed by three board-certified reproductive endocrinologists, each bringing complementary experience to the practice.
John C. Jarrett II, MD is the clinic's founder and Medical Director, with more than 30 years of experience in reproductive medicine. Dr. Jarrett performed Indiana's first successful IVF cycle, as well as the state's first GIFT and ZIFT procedures, at Women's Hospital in Indianapolis in 1985. He has been recognized as a Castle Connolly Top Doctor multiple times — most recently for 2026 — and appears on Indianapolis Monthly's Top Doctors list.
Meredith Provost, MD, PhD holds both a medical degree and a doctorate, reflecting a strong research background for a community-based practice. Board-certified in reproductive endocrinology and infertility, she has contributed to peer-reviewed scientific literature and received Castle Connolly Top Doctor recognition for 2026.
Christine E. Hur, MD is a board-certified reproductive endocrinologist specializing in personalized fertility care, tailoring stimulation protocols to each patient's individual physiology and clinical history.
The clinical team is supported by Chunmin (Brandon) Wang, PhD, laboratory director overseeing all embryology and andrology operations.
Services and Treatments
IFI offers a comprehensive menu of fertility services covering most clinical scenarios a patient is likely to encounter.
- IVF and ICSI: The clinic's flagship offering, with full in-house embryology capabilities including intracytoplasmic sperm injection (ICSI) for male factor infertility.
- IUI (Intrauterine Insemination): A less invasive first-line option for couples with unexplained infertility, ovulatory dysfunction, or mild male factor.
- Preimplantation Genetic Testing (PGT): Chromosomal screening of embryos prior to transfer to reduce miscarriage risk and improve implantation success.
- Egg Freezing and Sperm Banking: Elective fertility preservation for patients not yet ready to start a family, as well as medically indicated preservation for oncofertility patients.
- Oncofertility: Fertility preservation consultations for cancer patients facing treatments that may affect future fertility, often coordinated with the patient's oncology team.
- Third-Party Reproduction: Egg donation, gestational surrogacy, and embryo donation programs for patients who cannot use their own gametes.
- Reproductive Surgery: Minimally invasive procedures for conditions such as endometriosis, uterine fibroids, and tubal factor infertility.
- LGBTQ+ Family Building: IFI explicitly serves LGBTQ+ patients, including same-sex couples pursuing parenthood through donor sperm, donor eggs, or gestational surrogacy.
For a broader overview of the IVF process and what to expect at your first consultation, see our IVF guide. Patients researching clinic options across the state can also browse our full directory of fertility clinics in Indiana.
Laboratory and Success Rates
IFI's embryology laboratory is SART-member certified, meaning it submits annual outcome data to the CDC's Assisted Reproductive Technology Surveillance program. The most recent published SART Clinic Summary Report (2023) covers 1,204 total cycles performed at the clinic.
For patients under 35 using their own eggs, IFI's cumulative live birth rate — which accounts for all fresh and frozen transfers stemming from a single egg retrieval — was 54.3% per cycle start. Among new patients in that same age group, the live birth rate climbs to 64.2%, reflecting the clinic's strong performance with patients who have not previously undergone extensive treatment. For patients aged 35–37, the cumulative live birth rate was 36.6%, and for patients 38–40, the rate was 24.1%.
These figures are consistent with national SART averages for clinics of comparable volume. Patients are encouraged to review the full SART clinic summary for Indiana Fertility Institute and discuss results with their physician, since aggregate statistics do not account for individual case complexity. In 2025, IFI was also named Inception Fertility's Clinic of the Year, recognizing clinical quality among Prelude-affiliated practices.
Patient Experience
Indiana Fertility Institute's Carmel location sits at 10610 North Pennsylvania Street, in a professional medical building accessible from US-31 and the I-465 corridor. Hours run Monday through Friday, 8 a.m. to 4 p.m., consistent with early-morning monitoring appointments during stimulation cycles.
Patient reviews describe a team that goes beyond clinical competence into genuine emotional support. Testimonials reference feeling "welcome from day one" and describe IFI's staff as a "village" that guided patients through difficult stretches of their fertility journey. The clinic's three-physician model promotes continuity — patients see the same small group of doctors throughout treatment rather than rotating through a large practice. IFI serves a broad geographic footprint including Indianapolis, Carmel, Fishers, Noblesville, Westfield, Zionsville, Bloomington, Muncie, and Terre Haute.
Considering At-Home Insemination?
Not every fertility journey begins in a clinic. At-home intracervical insemination (ICI) is a lower-cost, private option that suits patients with no known fertility diagnosis — including single parents by choice, same-sex couples, and people who want to try a few cycles before committing to clinical treatment.
At-home insemination kits like those from MakeAMom come with step-by-step instructions designed for donor or partner sperm. Kits are a one-time purchase that can be reused until conception succeeds, require no clinic visit, and arrive in plain, discreet packaging. Many patients use them as a first step while working toward a fertility consultation — or alongside ovulation tracking while they wait for an appointment slot.
If you have a known fertility diagnosis, have been trying for 12 months without success (six months if you're over 35), or your physician has already recommended IUI or IVF, a board-certified reproductive endocrinologist is the right next step.
Insurance and Financing
Indiana historically had no IVF insurance mandate. That changed in 2025 when Indiana enacted HB1205, requiring state employee health plans, individual and group policies, and HMOs to cover fertility-related services for plans issued or renewed on or after July 1, 2025. Self-funded employer plans governed by federal ERISA law are not affected.
For patients without coverage, IFI partners with several financing programs:
- Bundl Fertility — a multi-cycle bundle with a refund component
- LendingClub and CapexMD — fertility-specific personal loans
- Future Family — subscription-style payment plans for treatment costs
Patients should speak with IFI's financial counselors early to clarify what their insurance covers under the new Indiana law and which financing options apply to their out-of-pocket balance.
Frequently Asked Questions
What distinguishes Indiana Fertility Institute from other clinics in Indianapolis? IFI is one of Indiana's oldest fertility practices. The clinic offers three board-certified reproductive endocrinologists, a PhD-level laboratory director, Prelude Network membership, and a record of more than 17,000 babies born — accumulated experience that is difficult to replicate in a younger practice.
Does IFI offer care for LGBTQ+ patients and single parents? Yes. IFI explicitly provides LGBTQ+ fertility care, including donor sperm insemination, donor egg IVF, and gestational surrogacy coordination for same-sex couples and single individuals.
How should I interpret the SART success rate data? SART data reports live birth rates by patient age. Because clinics treat patients with varying diagnoses, numbers are not perfectly comparable across practices. IFI's physicians will walk you through what their specific SART data means for your individual diagnosis at consultation.
How does IFI decide between recommending IUI versus IVF? IUI is appropriate for certain diagnoses — mild male factor, ovulatory dysfunction, unexplained infertility in younger patients — but has lower per-cycle success rates than IVF. IFI's physicians conduct a thorough diagnostic workup before recommending a treatment pathway, and many patients start with less invasive options before progressing to IVF if needed.