North Carolina does not currently require insurance plans to cover fertility treatments such as IVF or IUI. Many residents pay out-of-pocket or use financing programs offered by clinics.

North Carolina has no fertility insurance mandate, but RESOLVE has identified it as a priority state for advocacy. The Research Triangle and Charlotte metro areas have several well-established fertility practices. Duke Health and UNC Health both operate academic fertility programs. Fertility coverage bills have been introduced in the NC General Assembly in recent sessions.

Full state-by-state insurance guide

Fertility Guides for North Carolina Residents

How to Choose a Fertility Clinic IVF Success Rates by Age — CDC Data Egg Freezing — Complete Guide

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State has an insurance mandate for fertility treatments