Fertility Articles — IVF, IUI, Egg Freezing & LGBTQ+ Family Building

Fertility grants and scholarships can provide thousands of dollars toward IVF and other treatments without needing to be repaid. This guide covers 15+ programs available in 2025, with eligibility criteria, award amounts, and application strategies.

Nineteen states and the District of Columbia now have some form of fertility insurance mandate, but coverage varies dramatically in scope and employer applicability. This guide breaks down every state's rules so you know exactly what your plan must cover.

A single IVF cycle can cost $10,000 in one state and $22,000 in another — and the most expensive states aren't always the ones with the best outcomes. This guide maps IVF costs across all 50 states, explains what drives the variation, and helps you decide whether traveling for treatment makes financial sense.

IVF can cost $15,000–$30,000 or more per cycle, but dozens of financing options exist to make treatment accessible. This guide covers every path from clinic payment plans to IVF-specific loans, employer benefits, grants, and tax-advantaged accounts.

IVF became a front-page political issue in 2024, with the Alabama embryo personhood ruling, a failed Senate IVF protection vote, and state legislatures scrambling to respond. This guide covers every major legislative development and what it means for fertility patients going forward.

IVF can generate significant tax deductions if you know what qualifies and how to document it. This guide explains the IRS rules on fertility expenses, the 7.5% AGI threshold, HSA and FSA tax savings, and state-level IVF tax credits available in 2025.

Federal Medicaid provides almost no coverage for IVF or infertility treatment, and only a handful of states go meaningfully beyond the federal baseline. This guide explains the current landscape, which states cover more, and what alternatives exist for low-income fertility patients.

Military families have access to fertility benefits through both TRICARE and the Department of Veterans Affairs, but eligibility, coverage scope, and access pathways differ significantly. This guide explains what each program covers, who qualifies, and how to navigate the system in 2025.

Shared risk IVF programs offer financial certainty: pay upfront for multiple cycles and get your money back if treatment doesn't result in a baby. But the math only works in your favor under specific conditions. This guide breaks down who benefits, who doesn't, and what to ask before signing up.