Egg Freezing Cost by State — 2026
Average egg freezing costs range from $6,500 in Mississippi to $11,000 in New York. The national average is $7,908 per cycle, before medications.
What These Costs Include (and Don't)
Typically included:
- Ovarian stimulation monitoring (ultrasounds + bloodwork)
- Egg retrieval procedure
- Embryologist fees
- First-year egg storage
Usually extra:
- Injectable medications ($3,000–$6,000)
- Anesthesia fees ($500–$1,000)
- Annual storage after year one ($500–$1,000)
- Genetic testing of eggs (if applicable)
5 Most Affordable States
- $6,500
- $6,800
- $6,800
- 4Iowa$6,800
- $6,800
5 Most Expensive States
- $11,000
- $10,500
- $10,000
- $9,500
- $9,500
Egg Freezing Cost — All 50 States
| State | Avg. Cycle Cost | vs. National Avg | Insurance Mandate | Clinics |
|---|---|---|---|---|
| Mississippi | $6,500 | -$1,408 | No | 7 |
| Arkansas | $6,800 | -$1,108 | No | 9 |
| Idaho | $6,800 | -$1,108 | No | 7 |
| Iowa | $6,800 | -$1,108 | No | 11 |
| Kentucky | $6,800 | -$1,108 | No | 14 |
| Oklahoma | $6,800 | -$1,108 | No | 14 |
| West Virginia | $6,800 | -$1,108 | No | 5 |
| Indiana | $7,000 | -$908 | No | 22 |
| Kansas | $7,000 | -$908 | No | 12 |
| Louisiana | $7,000 | -$908 | No | 19 |
| Missouri | $7,000 | -$908 | No | 24 |
| Nebraska | $7,000 | -$908 | No | 9 |
| North Dakota | $7,000 | -$908 | No | 3 |
| South Carolina | $7,000 | -$908 | No | 16 |
| South Dakota | $7,000 | -$908 | No | 4 |
| Tennessee | $7,000 | -$908 | No | 28 |
| Alabama | $7,200 | -$708 | No | 18 |
| Georgia | $7,200 | -$708 | No | 44 |
| Montana | $7,200 | -$708 | No | 4 |
| New Mexico | $7,200 | -$708 | No | 8 |
| North Carolina | $7,200 | -$708 | No | 38 |
| Ohio | $7,200 | -$708 | No | 42 |
| Utah | $7,200 | -$708 | No | 14 |
| Florida | $7,500 | -$408 | No | 96 |
| Michigan | $7,500 | -$408 | No | 34 |
| Nevada | $7,500 | -$408 | No | 22 |
| Texas | $7,500 | -$408 | No | 118 |
| Wisconsin | $7,500 | -$408 | No | 20 |
| Wyoming | $7,500 | -$408 | No | 2 |
| Arizona | $7,800 | -$108 | No | 42 |
| Minnesota | $7,800 | -$108 | No | 26 |
| Alaska | $8,000 | +$92 | No | 4 |
| Maine | $8,000 | +$92 | Yes | 6 |
| Colorado | $8,500 | +$592 | Yes | 38 |
| Delaware | $8,500 | +$592 | No | 6 |
| New Hampshire | $8,500 | +$592 | No | 8 |
| Vermont | $8,500 | +$592 | No | 3 |
| Virginia | $8,500 | +$592 | No | 34 |
| Pennsylvania | $8,800 | +$892 | No | 52 |
| Hawaii | $9,000 | +$1,092 | Yes | 8 |
| Illinois | $9,000 | +$1,092 | Yes | 58 |
| Oregon | $9,000 | +$1,092 | Yes | 18 |
| Rhode Island | $9,000 | +$1,092 | Yes | 7 |
| Washington | $9,200 | +$1,292 | Yes | 38 |
| Connecticut | $9,500 | +$1,592 | Yes | 24 |
| Maryland | $9,500 | +$1,592 | Yes | 36 |
| New Jersey | $9,500 | +$1,592 | Yes | 48 |
| District of Columbia | $9,500 | +$1,592 | Yes | 12 |
| Massachusetts | $10,000 | +$2,092 | Yes | 44 |
| California | $10,500 | +$2,592 | Yes | 214 |
| New York | $11,000 | +$3,092 | Yes | 124 |
Costs are estimates based on publicly available clinic pricing and industry surveys. Individual quotes vary. Always request an itemized quote from your chosen clinic.
Frequently Asked Questions
How much does egg freezing cost on average?
The national average is $7,908 per cycle before medications. With injectable medications, total out-of-pocket cost is typically $11,908–$13,908 per cycle.
Does insurance cover egg freezing?
Coverage depends on your plan and state. Elective freezing for fertility preservation is covered by some employer plans. Medically necessary freezing (e.g., before cancer treatment) has broader coverage. States with mandates (CA, CT, IL, NY, and others) require broader coverage.
How many eggs should I freeze?
Most reproductive endocrinologists recommend banking 15–20 mature eggs for a 70–80% cumulative live birth rate for women under 35. Younger women often achieve this in 1–2 cycles; older women or those with low ovarian reserve may need 3 or more.
What is the annual storage cost after egg freezing?
After the first year (usually included in the initial quote), annual storage fees typically run $500–$1,000 per year. Some clinics offer prepaid multi-year storage at a discount.
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